Stash Review: Is This Investing App Legit or Scam? (Updated)

Stash Review

This review is all about the Stash. Do you want to know if this investing application is legit or just a scam? Are you curious if it is a good source of information on how you can earn from investing? Well, I recommend that you read this Stash review in order to clear your doubts about it.

What is Stash?

Stash Review


Company Name: Stash

Owner: Brandon Krieg, Ed Robinson and David Ronick

Price to Join: $1 – $9 per month

My Rating: 6.3 out of 10.0 

Stash is an app that allows you to invest in different portfolios according to your investing goals. They offer different plans that come with different combinations of financial accounts. You can also learn about investing from them through Stash Learn.

They basically offer free financial education on their website. The app allows you to invest in companies that you are interested in. In fact, you can do a lot more than investing through the app.

This company was founded in the year 2015 by Brandon Krieg, Ed Robinson and David Ronick. The app has earned praise from CNBC and NerdWallet, which is not an easy task at all.

In this Stash review, we will see what you can do with the app. Since investing is risky, we will see if this app can actually help you minimize the risk or not. I hope you read till the end to make sure that you don’t miss anything important.

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  • How Does Stash Work?
  • How Much Does It Cost to Join?
  • How Much Can You Earn?
  • Are There Any Complaints?
  • Bottom Line

How Does Stash Work?

The Stash app is for beginners who are interested in investing but don’t know how to get started. It doesn’t require you to make a hefty investment as you can invest as little as $5.

This feature of the app makes it a lot less risky and allows the newbies to learn without the risk of losing a lot of money. Maybe, this is one of the reasons that the app has a lot of users.

First of all, you have to sign-up. You can download the app on your desktop as well as your phone.

After you open the app, you will have to fill out your basic information and answer questions to help determine how the app can help you.

For example, you have a high-risk tolerance, so you answer the questions accordingly and the app chooses investment options for you that are risky but reward well.

The next step would be to choose the plan. There are different plans, and you have to choose the one that suits you the most.

They will show you what the plans offer, so you won’t have any problems in deciding what plan you want to choose. You will need to connect your bank account so that you can transfer funds and invest.

You will also have to confirm your identity and then you will be able to use the app to invest. The app will show you different investment portfolios that suit you the best. There will be different ETFs that you can click on and see what companies are in them.

The ETFs are grouped according to the causes that you want to support, your goals and your interests. This is an interesting way to group them, and it takes a highly personalized approach to investing.

Stash Review

They have a portfolio page that will open up as soon as you open the app. This makes it easy to see your portfolio, your returns and return percentage. You will also see the ETFs that you have already invested in.

You can click on an ETF to see the summary and other details. They also enable you to see how an ETF has been doing for a period of time.

Obviously, you also have the option of buying or selling the ETF. They focus on building a portfolio over time and thinking long-term. You can invest a certain amount automatically through the app.

Stash Review

It is important to take the risk into account and make changes according to your goals. You can always change your portfolio according to your needs. It is not necessary to be aggressive when you feel like you should be conservative.

One of the most amazing features of the app is the ability to see how much your money can grow.

Obviously, this is just a prediction, and you cannot be sure that your money will grow so much. However, it can give you an idea about what you can expect to get.

Stash Review

The app is going to work well for newbies, who are afraid to invest money and feel lost. The app is easy to use, and you can get used to it in a matter of days. They also offer education to help you learn more and be a better investor.

I like the fact that they take a personalized approach instead of offering the same options to everyone.

How Much Does It Cost to Join?

If you want to try the Stash app, there are three different plans that you can choose from. Following are the plans and their prices.

Beginner: $1 per month

Growth: $3 per month

Stash+: $9 per month

All of the accounts offer the ability to invest, but the difference lies in additional benefits. The Stash+ offers a retirement account and custodial accounts in addition to other benefits such as a metal debit card.

You can start with the Beginner plan and see how things go from there. You can upgrade your plan once you see some progress and feel the need to upgrade.

Stash Review

How Much Can You Earn?

Your earnings will depend on how well you do and how much money you invest. In the beginning, it would be a good idea to put in some money.

You need to wait and see how well your portfolio does for a month or two before you start investing some real cash. If you see good returns, then you can go ahead and put in some more money.

People who are aggressive while investing might have high returns or lose money. In other words, how you invest matters a lot. You can try out one strategy and see if it works well or switch to another one.

Stash Review

In the beginning, I think that you should be conservative and then be a little aggressive when you gain some experience.

It is important to learn as much as you can about how investing works and how you can maximize your returns. The app will help you, but you should learn from other sources as well. Even though this app is not the cheapest app for investing, it can allow you to earn decent returns if you invest consistently and manage your portfolio smartly.

Are There Any Complaints?

Yes, I have listed some complaints below.

“I really liked the app at first, but had an issue with my bank. I tried to resolve the issue with Stash, but they locked my account.”

“The customer service is terrible, and they never solve any problems you have.”

Bottom Line

Stash is not a scam. I think that this app is worth considering, but you should also consider other apps if you are interested in investing.

Depending on your experience level and the size of your investment, you may find other apps more suitable. 

Nevertheless, the final decision is still in your hands. Good luck and decide wisely.


  • Easy to use
  • Newbie-friendly
  • Low amount of minimum investment
  • Minimizes risk to a certain extent


  • Customer support issues
  • Bugs in the app
  • Some users get locked out for invalid reasons

How Can You Earn Money Online?

It seems like you want to try and take a risk with the Stash app because you are eager to try your luck with investing apps. It also feels like you already discovered the benefits of investing and you want to achieve financial freedom.

But let me tell you that this type of online platform is only good for those people who are willing to take risks. It is always said that you should only invest the money that you can afford to lose. This type of investing is also beneficial if you have a lot of saved up cash to work on.

On the other hand, if you are still looking for new source of earning, then you can also take a look into my personal choice. 

My best suggestion would be through making your own online business with a support from community. Basically it is a modern way of making money. And it doesn’t require any selling.

Right now, I am on my third year in this type of business and I am already enjoying the fruits of my labor. So, I want to share my success with you.

Stash Review

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If you have more questions and concerns about Stash, feel free to comment it below and I would be glad to interact with you.

Let me hear your experiences on the comments below!

Best Regards,

Stash Review

John Rico

Learn How To BUILD Your Own Online Business

Stash Review

By john rico

I am an Online Entrepreneur and Civil Engineer in the making at the same time. I am already earning Extra Income and I want to Use this Blog to Share to Everyone what I did.

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