What is Paysbook? Is It Legit or Scam? Read This Latest Review!

This review is all about Paysbook. Do you want to know if this opportunity is legit or just a scam? Are you wondering if it can help you achieve financial freedom? Well, I suggest that you read this review in order to clear your doubts about it.


What is Paysbook?

What is Paysbook


Product Name: Paysbook

Owner: Arjay Gallenero

Price to Join: $20

My Rating: 5.3 out of 10.0 

Paysbook claims to be a 3 in 1 platform. It is a platform that comprises of social media, e-commerce system and affiliate program. It even has a university section, which allows people to learn about making money online. You can also use the platform to advertise and monetize your traffic. The platform aims to provide users the ability to build huge market and traffic so that money can be made.

The founder of this platform is Arjay Gallenero. This platform started in the year 2017, so it only existed for a little more than a year. It is backed up by a partnership that has been legally registered in the Philippines.

In this Paysbook review, I will take a closer look at this platform and help you in determining whether this is a scam or not. I recommend reading this review in order to learn more about it.

What is Paysbook


  • How Does Paysbook Work?
  • How Much Does It Cost to Join?
  • How Much Can You Earn?
  • Are There Any Complaints?
  • Bottom Line

How Does Paysbook Work?

Now let us take a look at the different ways of earning money from the compensation plan of this company.

Ways of Earning

  • Direct Commission
  • Matching Commission
  • Leveling Commission

Before we begin, I would like to clarify that Php means Philippine Peso. You will have to first of all start by signing up for this platform.

When you have signed up, you will find that you have earned Php300 just by logging in. The problem is that you will not be able to withdraw this money without activating your account. To activate your account, you will have to spend a much higher amount.

Once you have activated your account, then you can start earning. You can earn for logging in and logging out of the platform. You will earn Php50 when you login and Php50 when you log out, but you can only earn on two logins and log outs per day.

You can only earn from your logins and log outs for up to 6 days. So, the maximum amount of money that you can make from your logins and log outs is Php 1,200.

The main way of earning money from this platform is through your referrals. Following are the ways of earning money from referrals.

What is Paysbook

Paysbook also has a social media section. 

Direct Commission

You can earn a direct commission of Php100 by recruiting people directly or indirectly. You can recruit people directly by contacting them and indirectly through the people that are part of your team.

You can only earn direct commissions from a maximum of 15 recruits or account activations.

Matching Commissions

When a pair of people join your team, then you will earn a matching commission. You can earn this based on direct or indirect recruits. The recruits will be placed on two different teams, which will be your left and right teams.

You are paid Php100 for each match or pair and the maximum limit is Php4,000 daily. So, the monthly limit would be Php1,20,000 or $2,400.

Leveling Commission

When you earn your first matching commission on any level, then you are paid the leveling commission. The first level will include those people that you recruit, and the second level will include those people that are recruited by people on your first level.

This will continue till 10 levels. So, you can earn leveling commission for up to 10 levels.

The leveling commission is Php400 or $8, which can add up to a maximum of Php4,000.

As you can see from the explanation above, the primary way of earning money is recruiting. There are no earnings from selling any products or services.

You can make money by simply spending money after joining and recruiting others. This business works like a pyramid scheme. A pyramid scheme is an illegal scheme, where money is made through recruitment instead of selling products or services.

What is Paysbook

Paysbook also offers Paysbook Univeristy where you can learn more about the program. 

This company has even received a warning from the Securities and Exchange Commission (SEC) of Philippines. The SEC has warned people to be careful before investing money in these types of schemes.

The warning was issued because the SEC believed that the company is selling an investment contract, which should be sold after getting a secondary license. I recommend reading the full warning, and I don’t think that the reply given by the owner of the company was satisfactory.

The company’s website lies on several occasions as well. The website claims that Paysbook social media has millions of members. This is not the truth, and the website is very slow to be honest. In short, Paysbook is a scam.

How Much Does It Cost to Join?

It is free to join in Paysbook because the owner is trying to make a fool out of you.

First, he will show you that you have made Php300 just by joining but then you will find out that you need to spend Php1,000 to claim that amount. Php1,000 is just around $20, but I don’t think that you should waste even this much on this scam.

How Much Can You Earn?

Paysbook is a pyramid scheme, so you can’t rely on this to earn money in the long run. As long as the scheme is running, you can surely make money. The money that they are paying you for logging in or for recruiting people is coming from recruitment only.

The other aspects of this business like ecommerce or advertising are lagging behind. I have no doubt that the majority or almost all of the money is made from recruitment.

As long as you keep recruiting people, you will keep getting paid.

However, there is a very high risk with a business like this one. It might be paying today, but there is no guarantee that it will pay tomorrow. When recruitment slows down, the money will dry up, and you will stop getting paid.

This business can also be closed down suddenly because it seems to be on the wrong side of the law. I can't deny that you can make a lot of money if you are good at recruitment and luck favors you. However, I would never recommend making money this way because it is also illegal.

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Are There Any Complaints?

No, I could not find any complaints. I have a few concerns that I have listed below.

  • This is a scam.
  • The only way of earning money is through recruitment.

Bottom Line

As I have already mentioned in this review, I think that Paysbook is a scam or a pyramid scheme.

The warning from the SEC may lead to action, which can lead to the closure of this business. Even if the SEC decides not to take action, the pyramid scheme will be closed down in the future when recruitment stops.

A lot of people will lose money when this pyramid scheme finally collapses. I hope you stay away from this scam. Good luck.


  • None


  • Pyramid scheme or scam
  • Warning from SEC
  • Recruitment is the only source of income
  • No product or services
  • Lies on the website

How Can You Earn Money Online?

It seems that you want to invest in Paysbook because you are eager to find a new source of income. It also seems like you are already tired of not earning that much from your current job.

But let me tell you that this kind of online job is not a long term investment. Yes, you may earn for now but in the future it is not guaranteed. Your earnings are dependent on your referrals and there is no product offered. SEC already gave them a warning so you should be careful in joining in this kind of business.

Now, your next question is, how can you really make money at home? My best suggestion would be through making your own online business with a support from a community.

Basically it is a modern way of making money. And this will enable you to enjoy your working time at home. Basically, you will earn commissions by just expressing your opinion and helping other people with the common concerns.

Right now, I am on my third year in this program and I am already enjoying the fruits of my labor. So, I want to share my success with you.

What is Paysbook

If you have more questions and concerns about Paysbook, feel free to comment it below and I would be glad to interact with you.

Let me hear your experiences on the comments below!

Best Regards,

John Rico

What is Paysbook
Click Here to Leave a Comment Below 44 comments
Elaine Nicol - June 2, 2019

I’ve got computer skills and customer service skills, but sales and recruiting were never my strong points. I’ve fallen for the “easy money” pyramid schemes in the past, thinking maybe I got in on time to be near the top and make a lot of money… and rarely made a dollar. Recruiting is hard, at least for an introvert like me. I like to write. I like to build websites. So, blogging is a good way of building an income for myself. Best to go with what suits you. I steer clear of pyramid schemes now, what a waste of time and money while the guy at the top gets rich then runs off laughing at all the desperate people trying to make money promoting his business. Thanks for sharing, John.

    john rico - June 18, 2019

    Actually, recruiting is not the only way that you can earn in Paysbook. There are also other ways that you can utilize. But then, we can’t deny the fact that the earnings that you can get is definitely lower compared to building your own online business.

coralie - June 2, 2019

These pyramid type businesses are still everywhere. It is always nice to see these type of reviews still being posted to remind us to be vigilant about what we are willing to pay for these type of schemes.  You provided such a wonderful review of this post.  Great job.

    john rico - June 15, 2019

    There are really plenty of this kind of business online so you should definitely do your research before investing your time and money. As for Paysbook, even if it is not yet marked as a scam by SEC, you should still be careful in this kind of platform. It is better to be safe than sorry.


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