What is Paysbook? Is It Legit or Scam? Read This Latest Review!

This review is all about Paysbook. Do you want to know if this opportunity is legit or just a scam? Are you wondering if it can help you achieve financial freedom? Well, I suggest that you read this review in order to clear your doubts about it.


What is Paysbook?

What is Paysbook


Product Name: Paysbook

Owner: Arjay Gallenero

Price to Join: $20

My Rating: 5.3 out of 10.0 

Paysbook claims to be a 3 in 1 platform. It is a platform that comprises of social media, e-commerce system and affiliate program. It even has a university section, which allows people to learn about making money online. You can also use the platform to advertise and monetize your traffic. The platform aims to provide users the ability to build huge market and traffic so that money can be made.

The founder of this platform is Arjay Gallenero. This platform started in the year 2017, so it only existed for a little more than a year. It is backed up by a partnership that has been legally registered in the Philippines.

In this Paysbook review, I will take a closer look at this platform and help you in determining whether this is a scam or not. I recommend reading this review in order to learn more about it.

What is Paysbook


  • How Does Paysbook Work?
  • How Much Does It Cost to Join?
  • How Much Can You Earn?
  • Are There Any Complaints?
  • Bottom Line

How Does Paysbook Work?

Now let us take a look at the different ways of earning money from the compensation plan of this company.

Ways of Earning

  • Direct Commission
  • Matching Commission
  • Leveling Commission

Before we begin, I would like to clarify that Php means Philippine Peso. You will have to first of all start by signing up for this platform.

When you have signed up, you will find that you have earned Php300 just by logging in. The problem is that you will not be able to withdraw this money without activating your account. To activate your account, you will have to spend a much higher amount.

Once you have activated your account, then you can start earning. You can earn for logging in and logging out of the platform. You will earn Php50 when you login and Php50 when you log out, but you can only earn on two logins and log outs per day.

You can only earn from your logins and log outs for up to 6 days. So, the maximum amount of money that you can make from your logins and log outs is Php 1,200.

The main way of earning money from this platform is through your referrals. Following are the ways of earning money from referrals.

What is Paysbook

Paysbook also has a social media section. 

Direct Commission

You can earn a direct commission of Php100 by recruiting people directly or indirectly. You can recruit people directly by contacting them and indirectly through the people that are part of your team.

You can only earn direct commissions from a maximum of 15 recruits or account activations.

Matching Commissions

When a pair of people join your team, then you will earn a matching commission. You can earn this based on direct or indirect recruits. The recruits will be placed on two different teams, which will be your left and right teams.

You are paid Php100 for each match or pair and the maximum limit is Php4,000 daily. So, the monthly limit would be Php1,20,000 or $2,400.

Leveling Commission

When you earn your first matching commission on any level, then you are paid the leveling commission. The first level will include those people that you recruit, and the second level will include those people that are recruited by people on your first level.

This will continue till 10 levels. So, you can earn leveling commission for up to 10 levels.

The leveling commission is Php400 or $8, which can add up to a maximum of Php4,000.

As you can see from the explanation above, the primary way of earning money is recruiting. There are no earnings from selling any products or services.

You can make money by simply spending money after joining and recruiting others. This business works like a pyramid scheme. A pyramid scheme is an illegal scheme, where money is made through recruitment instead of selling products or services.

What is Paysbook

Paysbook also offers Paysbook Univeristy where you can learn more about the program. 

This company has even received a warning from the Securities and Exchange Commission (SEC) of Philippines. The SEC has warned people to be careful before investing money in these types of schemes.

The warning was issued because the SEC believed that the company is selling an investment contract, which should be sold after getting a secondary license. I recommend reading the full warning, and I don’t think that the reply given by the owner of the company was satisfactory.

The company’s website lies on several occasions as well. The website claims that Paysbook social media has millions of members. This is not the truth, and the website is very slow to be honest. In short, Paysbook is a scam.

How Much Does It Cost to Join?

It is free to join in Paysbook because the owner is trying to make a fool out of you.

First, he will show you that you have made Php300 just by joining but then you will find out that you need to spend Php1,000 to claim that amount. Php1,000 is just around $20, but I don’t think that you should waste even this much on this scam.

How Much Can You Earn?

Paysbook is a pyramid scheme, so you can’t rely on this to earn money in the long run. As long as the scheme is running, you can surely make money. The money that they are paying you for logging in or for recruiting people is coming from recruitment only.

The other aspects of this business like ecommerce or advertising are lagging behind. I have no doubt that the majority or almost all of the money is made from recruitment.

As long as you keep recruiting people, you will keep getting paid.

However, there is a very high risk with a business like this one. It might be paying today, but there is no guarantee that it will pay tomorrow. When recruitment slows down, the money will dry up, and you will stop getting paid.

This business can also be closed down suddenly because it seems to be on the wrong side of the law. I can't deny that you can make a lot of money if you are good at recruitment and luck favors you. However, I would never recommend making money this way because it is also illegal.

Jumpcut Viral Academy Review

Are There Any Complaints?

No, I could not find any complaints. I have a few concerns that I have listed below.

  • This is a scam.
  • The only way of earning money is through recruitment.

Bottom Line

As I have already mentioned in this review, I think that Paysbook is a scam or a pyramid scheme.

The warning from the SEC may lead to action, which can lead to the closure of this business. Even if the SEC decides not to take action, the pyramid scheme will be closed down in the future when recruitment stops.

A lot of people will lose money when this pyramid scheme finally collapses. I hope you stay away from this scam. Good luck.


  • None


  • Pyramid scheme or scam
  • Warning from SEC
  • Recruitment is the only source of income
  • No product or services
  • Lies on the website

How Can You Earn Money Online?

It seems that you want to invest in Paysbook because you are eager to find a new source of income. It also seems like you are already tired of not earning that much from your current job.

But let me tell you that this kind of online job is not a long term investment. Yes, you may earn for now but in the future it is not guaranteed. Your earnings are dependent on your referrals and there is no product offered. SEC already gave them a warning so you should be careful in joining in this kind of business.

Now, your next question is, how can you really make money at home? My best suggestion would be through making your own online business with a support from a community.

Basically it is a modern way of making money. And this will enable you to enjoy your working time at home. Basically, you will earn commissions by just expressing your opinion and helping other people with the common concerns.

Right now, I am on my third year in this program and I am already enjoying the fruits of my labor. So, I want to share my success with you.

What is Paysbook

If you have more questions and concerns about Paysbook, feel free to comment it below and I would be glad to interact with you.

Let me hear your experiences on the comments below!

Best Regards,

John Rico

What is Paysbook
Click Here to Leave a Comment Below 20 comments
Misty Outdoors - April 16, 2019

I do not have any experience with Paysbook. My first thought was how complicated it
sounds. It is so unfortunate that all of the people who get taken for a ride and end up losing all of their money. I hope many many people see this before they think twice about joining! This is a very thorough review and it is very obvious that people should stay far away from this company.

    john rico - April 18, 2019

    Hey there! Actually, Paysbook can give you a short term source of income but it might not be a good option if you want to have a long term business. Thanks for sharing your opinion about Paysbook.

Marshall - March 19, 2019

With what i have read i think Paysbook is a wonderful site in making money but do you mean it’s a pyramid scheme. How do I search for my members. Thanks for this post but I am looking for online program that is not a pyramid base because I have challenge in getting people to recruit but I will think about joining.

    john rico - March 21, 2019

    Recruiting really takes some skills and time. It doesn’t happen overnight. As for Paysbook, they seem to be having majority of their members earn from recruitment commissions. So it can definitely be overwhelming for some people. 

Irin Khan - March 17, 2019

Thanks for writing this informational review. I got to know about paysbook I am a newcomer on online business. So I warn myself from the illegal site. From your review, I understand that the pyramid scheme team needs to work accordingly. I do not fret about anything except what people have to do besides to include the team. I think $ 20 is too much for a fresher to be included.

    john rico - March 23, 2019

    Even if paysbook is working for now, it already has a warning from SEC. So I am still skeptical about this program.

Vapz - March 17, 2019

Another pyramid scheme scam. I feel sorry for people who jump into these things without doing a thorough research and reading reviews before they desperately throw money into these schemes. I like that you have taken your time to write this latest review on what paysbook is and if it is legit or scam. Anyone who decides to invest is doing so at their own peril. Great job.

    john rico - March 26, 2019

    When investing in online programs like Paysbook, you should definitely learn more about it before spending time and effort into it. In this way, you will be able to save much of your resources and spend it on something else.

phranell86 - March 17, 2019

Paysbook isn’t a really popular online program (at least currently). I only got to learn about 3 months ago when a facebook friend shared it with me. I didn’t pay much attention to it because I wasn’t sure if it was a legit program or a fly-by-night program.

I am glad I found your review. Personally, I don’t get involved in anything that smacks of a pyramid scheme or MLM program. The warning from the SEC is strong enough for anyone with some common sense to know that this is not a worthwhile investment.

Thanks for the heads-up, John. Please keep exposing fraudulent schemes like these in order to sanitize the Make Money Online industry.

    john rico - March 28, 2019

    Sure no problem. Paysbook may look legit for now but since it got a warning from SEC, you should be careful in investing your time and effort in this online program. By the way, do you have any other suggestion aside from Paysbook?

Ola - March 17, 2019

Thanks for this candid review about paysbook. I had not heard of it before, so you saved me a lot of research time if I did run into it at some point. People are so overwhelmed by numerous opportunities out there which they later fall into the hands of scammers. Your article will save folks a lot of time and money from making the wrong decision concerning this opportunity. Thanks for the eye opener 

    john rico - March 30, 2019

    I am glad that you appreciated my effort on providing valuable information about various online programs. As for paysbook, people should take more time in scrutinizing this program so that they will not waste their money and time.

Olalekan Taliat - March 17, 2019

Hello John, all form of money making via referrals, to me is a pyramid scheme , a pyramid scheme is a scam and also illegal. The mode of operation and money making on the paysbook program simply show its not worth spending a dime on. I have come across many schemes with a similar ” recruit to make money ” initiative.

i have lost some money to a few of them . But it will not happen again.

    john rico - March 17, 2019

    I appreciate your opinion about Paysbook. There are really plenty of online programs that seems to be helpful but in reality is somehow skeptical. 

    Paysbook claims to be a 3 in 1 platform. It is a platform that comprises of social media, e-commerce system and affiliate program. Actually, it was sighted and given warning by SEC so let us see if they can prove to SEC that they are not a scam.

Louis - March 17, 2019

I don’t like the Paysbook program because it seems like one of the regular MLM programs. MLM programs are most times unsustainable and not a very good option to participate in. I would rather participate in a satisfying and rewarding program like the Wealthy Affiliate, than to participate in the paysbook scheme. Though it’s not outrightly a scam, it’s definitely not a sustainable program.

Thanks for sharing, regards

    john rico - April 2, 2019

    Yes. I highly suggest that people will choose a program that is sustainable and can provide a better source of income. As for Paysbook, I believe that it is just a short term source of income.

Linus Udochukwu Marvellous - March 17, 2019

I love online business a lot and I always try as much as possible to test so many platforms before I join. I have read your review about paysbook and from your rating, I think it is not a platform I will like to join although it might work well for others but for me, I will prefer to look for a platform with a high rank rate. Thanks

    john rico - April 4, 2019

    When choosing an online platform, you should always check if it can give a long term benefits or not. As for Paysbook, it may not give your desired income.

ajibola40 - March 17, 2019

Thanks for writing this review about Paysbook. This is just another program that pay for a while and later exist as a scam. From my own point of view and more over the situation in which SEC of Philippines showed, proves that it is not a reliable program or suitable for anyone to participate in it.

I hope that this Paysbook review serves as an eye opener to many. By the way, I appreciate your recommendation on how to make money online, it is going to help those who are looking for legit ways of making money online

    john rico - April 6, 2019

    Since SEC already gave a warning to Paysbook, people should start to be careful with this online program. The risk of being a scam in the future is also possible.


Leave a Reply: