What is the Cashflow Academy? Can You Really Invest with No Money?

What is the Cashflow Academy

What is the Cashflow Academy? Are you curious if it is a legit investing program or just a scam? Do you want to know if it can really help you learn the basics of investing? Well, here is my in depth Cashflow Academy review to help you learn more about it.

Before we jump into the review proper, let me point out that I have always been making reviews about various money making programs. I made this as a passion  because I want to help people don’t do the same mistakes as I did before. By the way, if you want to start a legit way of earning, check out my review on the #1 recommended work at home opportunity.

Cashflow Academy Review

What is the Cashflow Academy?

What is the Cashflow AcademyThe Cashflow Academy offers you financial training as well as some products that may help you in your success. There are many training programs on their website along with podcasts and a blog. By the way, the person behind this program is Andy Tanner.

Basically, the whole idea behind the website is to help individuals in creating their income. They provide useful insights as well as guidance from successful people to help you in reaching your goals.

In this review, I will take a closer look at The Cashflow Academy and try to determine whether this is a scam or not. This review is unbiased and based on my honest research. I recommend that you read the entire review before thinking about joining any of the training courses on their website.

How Does Cashflow Academy Works?

The first training program that I am going to discuss is called The 4 Pillars of Investing. This training program will teach you how to be a successful investor. It contains lessons from successful stock market investors who personally taught Andy. You will not only get to know what you should do to succeed as an investor, but you will also get the chance to learn from Andy’s mistakes.

Andy’s Mentor Club is another training program offered on the website of The Cashflow Academy. It goes into details related to investing and trading. You will not only get the training, but this training program teaches about being a successful investor.

What is the Cashflow Academy

The next program is the ‘How to Invest with No Money’. It teaches you on how to invest money without spending money by using some simple strategies. This training program contains 9 secrets of the rich, video training and an ebook.

Stock Market Cash Flow and 401(k)aos are two books that are also available on the website. You can also find podcasts on the website to help you in learning about many things related to investing.

I must say that they offer various training programs that can be beneficial to those who want to learn about investing. On the other hand, I didn’t mentioned about how much the program costs so just keep reading.

How Much Does it Cost to Join?

There are different prices for different training programs and one book is free while the other costs some money.

The 4 Pillars of Investing costs $897 to join. Andy’s Mentor Club costs $147 per month and $1,470 per year. How to Invest with No Money costs $79. The Stock Marketing Cash Flow costs you $16.69 and the 401(k)aos is free.

I think the price of Andy’s Mentor Club and The 4 Pillars of Investing is high. I am not sure whether these training programs are worth that much money or not.

How Much Can You Earn?

It is really difficult to say how much you can earn. Your earnings will depend on the training programs or the ebooks that you use and whether you understand them or not.

I think that everything that is free including the ebook, blog and podcasts will not benefit you that much. In simple words, you cannot expect to earn enough from the free material on the website. I am not saying that you cannot earn money from the free material, but it is highly unlikely to be done.

On the other hand, all you can have from this program depends on how well you apply the training. There is no reliable way to predict if you would be able to apply the training or not. You must also think about the costs associated with them. I have already mentioned that two of the training programs cost a lot of money and you should be careful when you think about joining them.

These types of training programs do not guarantee you success even if they are legit. Investing is risky and you are not guaranteed returns even if you have the right training.

In my opinion, most people will struggle to earn money from these training programs.

Are there Any Complaints?

Yes, and I have listed some of the major concerns below.

Some of the Training is Expensive 

Like what we have discussed earlier, some of the programs are expensive. Some people may find this a hindrance but for some it is not a problem.

No Guarantee of Success

Although the programs look really effective, it don’t guarantee any success. But you can definitely give it a try if you want.

Bottom Line

The Cashflow Academy is not a scam. I could not find anything during my research to convince me that it is a scam. However, I am only going to recommend the free materials to you and The Stock Marketing Cashflow.

The training programs may work for some people, but the majority will not benefit much from them. There are much better options when it comes to earning money. The training programs have been online for some years and they may contain outdated information. I leave the final decision in your hands. Good luck and choose wisely.


  • Variety of Training Programs
  • Learn About Investing


  • Some Expensive Programs
  • Doesn’t Guarantee Success

How Can You Earn Money Online?

It seems like you want to try the Cashflow Academy because you wanted to learn on how to earn from investing. It also feels like you are already tired of not earning that much from your daytime job.

Actually, I was also in the same shoes as your before. I thought that if I manage to learn a new way to earn money, I will immediately earn my desired income. But I realized that I was wrong. There us no such thing as easy money. And even if the programs are good enough, immense support should still be given.

Now, your next question is, how can you really make money at home? My best suggestion would be through making your own online business.

Basically it is a modern way of making money. And this will enable you to enjoy your working time at home. Basically, you will earn commissions by just expressing your opinion and helping other people with the common concerns.

Right now, I am on my first year in this program and I am already enjoying the fruits of my labor. So, I want to share my success with you.

Cashflow Academy Review

Check out The Review on the #1 Recommended Work at Home Opportunity.

If you have more questions and concerns about the Market Buster, feel free to comment it below and I would be glad to interact with you.

Let me hear your experiences on the comments below!

Best Regards,

John Rico

Click Here to Leave a Comment Below 17 comments
Denis - March 3, 2019

From what I understand from your article, although it’s not a scam, and even though you recommend the free tools, I think that this method is a little over my head.  The stock market is not something that anyone should take lightly.  I know it’s not quite the same, but I lost money in the past on Binary Options, so I tend to stay clear of a speculative method of making money. I would much rather follow the method you recommend and create my own online business.  I see that you have made yourself a nice chunk of cash in 2017-2018.  Are things still going good for you and how long did it take to get to that level? 


    john rico - March 3, 2019

    Like any other business platform, Cashflow Academy also displays some risks so you should do your diligent work before investing in it. Personally, I don’t like binary options because you can’t control the outcome or the results of your investments.

    As per your question, I have been doing affiliate marketing for 3 years now and it took me more than 6 months before I see some results. Ofcourse, it is not easy but as times pass by it gets better.

Todd Matthews - March 3, 2019

I like the variety of programs covered in this and the investing with no money would’ve intrigued me a few months back before I discovered WA….as I literally had no money back then. But as of today I doubt I’d go for it, especially at that price; $1,470 is just too much for me unless I have money to burn. The fact you stated most people might struggle with this is a further turnoff, especially for newbies to the internet marketing field. 

    john rico - March 7, 2019

    Thanks for sharing your personal opinion about Cashflow Academy. I hope that this can help those people who are still contemplating if this program is good for them or not.

TeCnOBOOM - July 3, 2017

If you think $1,000 is too much to invest in your own investment education… then maybe investing is not for you… go the 401K route and wait till you’re 65… You’re going to need time, dedication, education and money to be an investor… If you’re not planning to be an active investor this course is not for you… a lot of times these price tags what it does is separate the people who want to do it for real… from the ones who want other people to make them rich…

I joined the 4 Pillars of investing last year, got the Stock Market Cashflow book and got the How to Invest with no money book… and so far so good! Remember these investing courses are not to make you rich the next day…

    john rico - July 9, 2017

    There are plenty of ways on how you can invest. You can start with low cost investments and you can go to the high priced ones. The important thing in here is you should be sure about your decision. Learn the business and you will minimize the risks that you might get.

Collins - April 6, 2017

i think you are right, there are much better options to earning money online. these company’s sometime i don’t trust them because of what i have seen.

But i am rather interested in your number one work at home. i will read more about it and see if it will help.

thanks for these review.

Peter - February 25, 2017

I agree with you that is a lot of money to spend on an online investing training program. I do all my own investing and just buy individual dividend paying stocks. What do you think of my strategy? I love to collect dividends and watch the money come in monthly and quarterly.
If I wanted to spend that much money I could get a face to face with a financial planner who will build a detailed plan I could follow. Great review on Cashflow Academy. Thanks for this.

    john rico - February 26, 2017

    Have you already earned something based on your own strategy? If it works then it might be a good idea. On the other hand, I still suggest that you seek help or advice from those who are already professional in this kind of business. In this way, your risk of losing your invested money will be lower.

Philip - January 24, 2017

stock markets are always dangerous to get involved in. Especially when people charge as much as Andy’s Mentor club at $147 per month! Plus all the other charges that Cashflow Acadamy throws at you.

You can lose money very fast with this kind of training programs and like you say, no profit is guaranteed.

Are there many success stories from this training academy?

    john rico - January 28, 2017

    I am not sure of the success stories in this training program. But like what you have said investing in stock market requires great knowledge and expertise. So if you are hesitant with this kind of business then you I think that you shouldn’t take the risk. Nevertheless, if you have ample time to learn about it then you can give it a try. So it still boils down to your own preference.

Riaz Shah - January 9, 2017

Hey there Rico,
You’re on fire with your reviews! Like always, that huge entrance fee is a turn-off for beginners like us because if we’re hoping to make money, it is because we don’t have that much money in the first place.

By the way, is the cashflow academy by any chance a forex trading or binary programme? My friend’s interested in learning but so far all of these so called forex trading platforms are only a gimmick for people hungry for money.

    john rico - January 15, 2017

    I am not quite sure if they also tackle about forex trading and binary program. What I am sure of is their training gives people some helpful advice in building their own source of income.

Chris Towers - January 7, 2017

I am not sure If I could be tempted by this.

I feel that investing is something you are good at or you are not. Like playing the piano really!

Although you can learn, playing with your money can be a little bit of a gamble and it seems quite a hefty price to pay just to join!

I am sure there are good things that can come out of it, but I think it depends on a lot of factors and a lot of luck!

Would I be right i saying this?

Thanks for the review!


    john rico - January 7, 2017

    You have a point. Like in every other programs, it depends in many factors if you will succeed in it. So you should make sure that before you invest your money you already understood everything about it. Besides money it’s not that easy to earn right?

vini - December 22, 2016

Great review, John.
The Cashflow Academy sounds a bit pricey for a beginner like me. I am interested in investment and in stock market programs but Cashflow may be way out of my league for now.
You mentioned Wealthy Affiliate. I went over and read your review. It seems interesting as well. I like the idea of creating my own business website with their platform and training.
Anyways, thanks for sharing!
Good luck to ya!

    john rico - December 23, 2016

    Sure no problem. Price is really a crucial factor for many people in choosing the right programs for them. Like you I also find it costly especially for beginners who has no background in this type of business. I am not saying that it is not that good but what I am saying is people should think plenty of times so that they will not regret anything in the future.


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