What is the Creative Memories? Is it an MLM Scam?

what is the creative memories

Do you also want to know on what is the Creative Memories? Are you eager to know if it is a legit MLM business or just a scam? Are you curious if it can help you in earning extra cash? Well, here is my in depth Creative Memories review.

Before we jump into the review proper, let me point out that I have always been making reviews about various MLM companies. I made this as a passion because I want to help people don’t do the same mistakes as I did before. If you want to start a legit way of earning, check out my review on the #1 recommended work at home opportunity.

Creative Memories Review

What is the Creative Memories?

what is the creative memories

Creative Memories is a multi-level marketing company that was founded in the year 1987. The company sells products in various categories such as album covers, complete albums, pages and protectors, decorative, accessories, tools and collections. Each category has many products and you can choose the ones that you like. Creative Memories has undergone a lot of changes and they even modified their compensation policies.

In this review, I will take a closer look at Creative Memories MLM business and try to determine whether this is a scam or not. I am not an Advisor and this review is completely unbiased. I recommend that you read the full review before thinking about joining this company.


How Does Creative Memories MLM Work?

I have to admit that their career plan is a little different from the other companies. There are no minimum sales requirements and this plan is a 365 day plan. All you have to do is pay an annual fee to stay active.

The following are the ways that you can use to earn money from the compensation plan of this company.


Your retail profit depends on your account balance for the last rolling 12 months. Your account balance includes your retail purchases as well as retail purchases by your customers. The retail profit is paid in the range of 10-40%, depending on your account balance.

what is the creative memories


Group commissions also depend on your account balance for the last rolling 12 months. You earn group commissions on the sales of your downline. The group commissions are paid in the range of 2-8%.


You can receive account credit when your group sales or retail sales are above $2,000 in a particular calendar month. You will receive an account credit of $100 every time your group sales or retail sales are above $2,000 in a particular calendar month.

As you can see there are only three ways to earn money from their career plan while many multi-level marketing companies offer much more ways to earn. The career plan is just simple and concise thus makes it easier to understand for the new members.

How Much Does it Cost to Join?

It only costs $49 to join in Creative Memories. You will have to pay $49 per year  in order to continue your status as an active member. I believe that the cost of being active is very low compared to some other multi-level marketing companies.

But then, even if the cost of joining is not that expensive this does not guarantee your earnings. So just keep reading to know how much you can earn from this company.

By the way, here is the owner of Creative Memories.

what is the creative memories

How Much Can You Earn?

It is true that people join in MLM companies to earn money and it is very important to know how much money you can expect. I want you to note that most people fail in multi-level marketing business and Creative Memories is no different.

The company has been into many ups and downs. The business has not been stable and the ownership of the company changed when it was re-launched. Honestly, the new Creative Memories has not improved much in my opinion and I do not think that this company is anywhere near the top MLM companies.


The products are not easy to sell if you do not have the right set of skills. You can try to recruit and earn money from your downline, but it is not easy to recruit people. You can obviously try to recruit friends and family or sell the products to them, but this is not going to work long term.

I think that most people can earn a few hundred dollars per month if they work hard. There will be some people who will earn a thousand dollars or more, but I do not think that they will be huge in numbers.

Are there Any Complaints?

Yes, and I have listed the major concern below.


Like what we have discussed earlier, most members of this type of business don’t earn that much. One major reason for this is the very little opportunity that they have in order to advance. Another reason is the lack of consistent support from the senior management. This becomes a hindrance to achieve your desired income.

And although they provide some training or support, your success still depends in your personal skills and experience.

Bottom Line

Creative Memories is not a scam and there is no evidence to prove that this is a scam.

However, I am not going to recommend this company because of many reasons. The career plan has no ranks and there is not much scope for advancement. The company has struggled in the past and there is no guarantee that the future it is going to be bright. The expected income is also low for most people.

I leave the final decision in your hands. Good luck and choose wisely.

How Can You Earn Money Online?

It seems that you want to invest in Creative Memories MLM business because you want to have an extra way to earn some extra money. It also feels like you are already tired of waking up early each day just to go to your 9-5 job. Unfortunately, this is not the best answer to your problem.

Actually, I also felt the same way as you before. I thought that MLM business is the best answer to my problems on money. But I realized that it is just too good to be true. Even though it appears to have a good earning potential, the process of earning in it is not that easy. Most especially to those who has no prior experience in this type of business.

Now, your next question is, how can you really make money at home? My best suggestion would be through making a blog. This is a modern way of making money. And this will enable you to enjoy your working time at home. Basically, you will earn from just making your own website.

Right now, I am on my first year in this program and I am already enjoying the fruits of my labor. So, I want to share my success with you.

Creative Memories Review

Check out the review on the #1 recommended work at home opportunity.

If you have more questions and concerns about Creative Memories MLM business, feel free to comment it below and I would be glad to interact with you.

Let me hear your experiences on the comments below!

Best Regards,

John Rico

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